Personal bio of Luigi Wewege

Personal biography

Luigi Wewege is the Chief Executive Officer of Vivier & Co a boutique financial services firm offering private digital banking solutions to its clients worldwide. Outside of Vivier he serves as the Non-executive Chairman of Nikau Global an international trade development company, as a Partner/Director of Palmetto Global Ventures a bespoke financial management consultancy based in South Carolina, and is an invited member of Massachusetts non-profit The YEC. Luigi is also the author of the book: The Digital Banking Revolution which is available in audio, kindle and paperback formats through all major online bookstores in over fifty countries

Previously Luigi was the Commercial Manager of publicly listed Investment Research Group where he led the company’s media division, a Senior Consultant at The Braintrust Network (merged with CMEA) which was a unique content-driven consulting service, and an Investment Partner in niche fast-food franchise HOP. Notably, while Luigi was completing his undergraduate he executed a pilot study for the Federal Trade Commission during one of the most serious financial times for the American economy. The focus of the study was to examine and determine the accuracy of credit bureau information, with the research ultimately providing the impetus for a report which was presented before the   United States Congress under Section 319 of the Fair and Accurate Credit Transactions Act.

Luigi holds a Master of Business Administration with a major in international business from the MIB - School of Management. He also holds a Bachelor of Science in Business Administration with a triple major in finance, international business and management - cum laude from the University of Missouri - St. Louis. Whilst at university Luigi was a multiple recipient of the Dean’s list, Coaches and Athletic Director honor rolls, as well as being a recipient of the Great Lakes Valley Conference Academic All-Conference honors. Other academic achievements include being formally inducted into the Financial Management Association - National Honor Society, and the Epsilon Eta Pi - International Business Honor Society.

One of Luigi’s passions is to create development opportunities that empower young people to create positive change, which led him to serving as a Director and Trustee of Doing Good Fellows. The pioneering non-profit uses technology to facilitate an ecosystem where accomplished professionals use their skills, and networks to deliver global social impact. Luigi is also the past President of Junior Chamber International (JCI) - Metro, which is the only worldwide non-political and non-sectarian youth service organization. The primary focus of his presidency was in creating fundraising initiatives to assist JCI’s partnership with the United Nations FoundationNothing But Nets campaign to prevent malaria deaths by purchasing, distributing, and teaching the proper use of mosquito bed nets throughout Southern Africa.

Outside of work Luigi enjoys participating in a variety of sports, and has competed in several at a high level. Select athletic achievements for him include: being a former national junior champion in swimming, and a National Collegiate Athletic Association golfer on university scholarship. For more information, please visit his personal website:


Section 319 of the Fair and Accurate Credit Transactions Act of 2003: Third Interim Federal Trade Commission Report to Congress Concerning the Accuracy of Information in Credit Reports.

Report to the U.S. Congress on the Accuracy of Credit Bureau Information

- 15 October 2018.


United States of America. Federal Trade Commission. “Pilot Study 2 on Processes for Determining the Accuracy of Credit Bureau Information” By Dr. L. Douglas Smith, Dr. Thomas H. Eyssell, Chloe Gray-LeCoz, & Luigi Wewege. Under Contract FTC07H7185.
This study examines accuracy in consumer credit reports using a nationally representative sample of consumers with credit histories. Participants in the study examined their credit reports from the three national credit reporting agencies and identified potentially material errors. Participants disputed any identified errors using the FCRA dispute process and were provided with new credit reports and credit scores. The original reports were then compared with the new reports and if any modifications were made as a result of the disputes, the impact of errors on the consumer’s credit score was determined.
Overall, 20% of consumers disputed errors and had modifications made to at least one credit report. In many cases, the change to the credit report had no effect on credit score; 13% of consumers experienced a change in score due to their dispute. When focusing on changes in score that could impact a consumer’s credit risk classification, the study found that 5% of consumers had errors on their credit report that may be affecting the likelihood of receiving credit or the terms of credit received.
A summary overview of the credit research study, is available via the Federal Trade Commissions (FTC) website here. In addition, the published research report is also available online in PDF form, via the FTC’s website here.